🏠
Property Tax Reform Calculator
Tonight's Federal Budget is the biggest shake-up to property investment tax in 27 years. Use these calculators to see exactly how the changes affect your portfolio.
⏳ Estimates — confirming as the Treasurer speaks
📈
CGT Reform
Current
50% discount
→
Proposed
CPI indexation or 25% flat
↳Anyone selling an investment property
🏘️
Negative Gearing
Current
Offset any income
→
Proposed
New purchases ring-fenced
↳Buying established properties
🏛️
Trust Distributions
Current
Any beneficiary rate
→
Proposed
30% minimum for adults
↳Family trusts with low-income beneficiaries
Key dates
13 May 2026
Budget night — changes announced
1 Jul 2026
CGT reform expected to take effect
1 Jul 2026
Trust minimum tax expected to commence
TBC
Negative gearing legislation passed
Are you affected?
✓
You own an investment property bought before tonight
Grandfathered for negative gearing. CGT reform applies when you sell.
⚠️
You are planning to buy an established investment property
Negative gearing deductions will not be available against salary income.
✓
You plan to buy a newly built investment property
New construction expected to be exempt from negative gearing changes.
⚠️
You use a family trust to distribute property income
30% minimum tax on adult beneficiaries — may need restructuring.
⚠️
You plan to sell an investment property
CGT reform changes the tax on your gain. Use the CGT calculator above.
All figures are estimates based on pre-budget announcements and proposals. The specific tax rules will depend on legislation enacted by Parliament. This tool is for educational purposes only and does not constitute financial or tax advice.